I think the majority of people on this site have stonkingly good music systems.
I feel for the under 35s as they struggle to get on the housing ladder. My eldest had to save 36k up and then needed help from me, currently 13k and likely to be nearer 20k. That to get a 2 bed flat in need of renovation.
The people without large pensions, I do feel for them, but so many of my contemporaries failed to plan for not working, in my case I put 10% of my salary for 35 years and the businesses matched it. I have friends who have pension pots less than 40k, 2k a year and the state pension is not a lot to live off.
I feel for the under 35s as they struggle to get on the housing ladder. My eldest had to save 36k up and then needed help from me, currently 13k and likely to be nearer 20k. That to get a 2 bed flat in need of renovation.
The people without large pensions, I do feel for them, but so many of my contemporaries failed to plan for not working, in my case I put 10% of my salary for 35 years and the businesses matched it. I have friends who have pension pots less than 40k, 2k a year and the state pension is not a lot to live off.