Insurance

S

soulman

Guest
Ther is a reasonably priced specialist with a no quibbles policy. I'll find my policy out and let you know (only looked at it once a year to renew so can never remember the name :doh: )...

 

jkbmusic

Moderator
Staff member
Nov 25, 2006
34,919
10,985
173
Brittunculi
AKA
Jeff
HiFi Trade?
  1. Yes
I'm interested in insuring something portable and valuable that gets carried out of the house as well. Would an addition to the house contents not be the simple and cheapest answer, for cameras too?.

 

Sumdumgi

Wammer Plus
Wammer Plus
Jul 4, 2008
6,827
6,454
193
HiFi Trade?
  1. No
I use E & L who are competitive and offer policies with a range of mix and match coverage to suit both amateurs and professionals.

 
S

soulman

Guest
I've used Eversure and E&L over the years, been with E&L for the last 5 (I think it was to do with excess). Hope this helps,

Des

 

mikehit

Wammer
Wammer
Mar 29, 2006
3,476
63
0
Manchester
AKA
Mike
I'm interested in insuring something portable and valuable that gets carried out of the house as well. Would an addition to the house contents not be the simple and cheapest answer, for cameras too?.
If your 'something portable' is covered on the house insurance, they have to cover it outside as well if it is reasonable to expect it to be used outside (one insurance company lost a case when they tried to avoid paying out for a ghetto blaster) However, do check the insurance limits and T&conditions - we are with RAC insurance and they cover the DSLR body and lenses as separate items (even if the lens is attached to the body at the time) but other companies are more restrictive.

 

HectorHughMunro

Wammer
Wammer
Oct 29, 2006
5,600
1,642
158
London, , United Kin
Thanks everyone, I shall investigate all the companies named. I would slightly prefer separate insurance as I see this as a bigger risk and my house insurance doesn't completely cover it.

 

tkimages

Wammer
Wammer
Jun 14, 2006
10,774
9,496
173
St Helens
AKA
Tillman
HiFi Trade?
  1. No
I use my house insurance, I pay an extra premium and they have a list of my stuff and what it's worth, but I don't need to list individual items under £1500, I just need to make sure that the amount insured for, covers those items as well as the listed items. A bit like a specialist firm only cheaper.

 

HectorHughMunro

Wammer
Wammer
Oct 29, 2006
5,600
1,642
158
London, , United Kin
As an update on this, I think I'm going with Glover & Howe (though Photoguard was a consideration). I looked at E&L who weren't expensive but I didn't like the look of the policy conditions.

 

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