Insurance

[HectorHughMunro]

I should probably think about camera insurance. Anyone got any recommendations for companies?

 

[soulman]

Ther is a reasonably priced specialist with a no quibbles policy. I'll find my policy out and let you know (only looked at it once a year to renew so can never remember the name :doh: )...

 

[jkbmusic]

I'm interested in insuring something portable and valuable that gets carried out of the house as well. Would an addition to the house contents not be the simple and cheapest answer, for cameras too?.

 

[Sumdumgi]

I use E & L who are competitive and offer policies with a range of mix and match coverage to suit both amateurs and professionals.

 

[soulman]

I've used Eversure and E&L over the years, been with E&L for the last 5 (I think it was to do with excess). Hope this helps,

Des

 

[mikehit]

I'm interested in insuring something portable and valuable that gets carried out of the house as well. Would an addition to the house contents not be the simple and cheapest answer, for cameras too?.

If your 'something portable' is covered on the house insurance, they have to cover it outside as well if it is reasonable to expect it to be used outside (one insurance company lost a case when they tried to avoid paying out for a ghetto blaster) However, do check the insurance limits and T&conditions - we are with RAC insurance and they cover the DSLR body and lenses as separate items (even if the lens is attached to the body at the time) but other companies are more restrictive.

 

[HectorHughMunro]

Thanks everyone, I shall investigate all the companies named. I would slightly prefer separate insurance as I see this as a bigger risk and my house insurance doesn't completely cover it.

 

[tkimages]

I use my house insurance, I pay an extra premium and they have a list of my stuff and what it's worth, but I don't need to list individual items under £1500, I just need to make sure that the amount insured for, covers those items as well as the listed items. A bit like a specialist firm only cheaper.

 

[HectorHughMunro]

As an update on this, I think I'm going with Glover & Howe (though Photoguard was a consideration). I looked at E&L who weren't expensive but I didn't like the look of the policy conditions.